Is a UK registered private company with a turnover less than or equal to £10,000,000
Has no assets or turnover in North America
Has no previous claims or circumstances that may lead to a claim under this policy
Has continuously carried on business for at least 18 months
Is not involved in Hi-tech, bio-tech, e-commerce, dotcom, pharmaceutical or telecoms
Is not a financial organisation (i.e. bank; fund manager; property investment fund etc)